Financing your home

Northpointe Bank

Northpointe’s convenient construction to permanent loan combines the best features of a construction loan and a permanent loan. There is one closing, one set of closing costs and the interest rate is set prior to closing. Build with 5% down. Click here to download an informational flyer for additional details. To determine if a home is within your budget, calculate your monthly mortgage payment using their online mortgage calculator.

To begin the application process, visit or contact Tim Weaver at 810.412.8240.

Independent Bank

Independent Bank offers a number of aggressive construction programs designed to satisfy the individual needs of each of our unique clients. Our representative, Eric Veronica, likes to say that every situation is like a snowflake because no two loans are identical. Eric's expertise will help guide you through the process of building the best loan for you.

At Independent Bank, Eric and his team listen to each customer's short and long-term goals which allows them to tailor an option that meets the client's individual needs. They are able to achieve this by offering many programs, such as 30-year fixed construction loans, one-time closing, zero-down construction loans with no PMI, bridge loans and so much more.

To begin your journey, contact Eric Veronica at 248-996-3314 or email at

Construction Loan Interest Reimbursement program

Silverado Custom Homes is happy to present an enticing offer to our prospective clients. Working closely with our pre-approved lender has shown that getting a new home construction loan is often the option with the least amount of worry involved. Silverado and the title company will keep track of all funds and their dispersing. The only thing you’ll need to do is pay for the construction loan’s interest throughout the building of your new home. To make things even easier for our customers, Silverado has teamed up with our pre-approved lender to offer a Construction Loan Interest Reimbursement program! It’s simple; during the length of your new home’s construction, you will receive monthly statements for your construction loan interest. Silverado will reimburse you the total paid each month, which can then be applied towards future upgrade purchases! Add that something extra to give your new home a unique touch! This program is only available to those clients approved for a New Home Construction Loan through Northpointe Bank and building on one of our sites in our Oxford Communities.